Privacy Policy

Like most website operators, Fine Creek Insurance collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Fine Creek Insurance’s purpose in collecting non-personally identifying information is to better understand how Fine Creek Insurance’s visitors use its website. From time to time, Fine Creek Insurance may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Fine Creek Insurance also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Fine Creek Insurance does not use such information to identify its visitors, however, and does not disclose such information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.

Certain visitors to Fine Creek Insurance’s websites choose to interact with Fine Creek Insurance in ways that require Fine Creek Insurance to gather personally-identifying information. The amount and type of information that Fine Creek Insurance gathers depends on the nature of the interaction. For example, we ask visitors who sign up for an account at this website to provide a username and email address. Those who engage in transactions with Fine Creek Insurance are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Fine Creek Insurance collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Fine Creek Insurance Fine Creek Insurance does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Fine Creek Insurance may collect aggregated statistics about the behavior of visitors to its websites. For instance, Fine Creek Insurance may monitor the most popular website account on this site. Fine Creek Insurance may display this information publicly or provide it to others. Fine Creek Insurance does not disclose personally-identifying information other than as described below.

Fine Creek Insurance discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Fine Creek Insurance’s behalf or to provide services available at Fine Creek Insurance’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Fine Creek Insurance’s websites, you consent to the transfer of such information to them. Fine Creek Insurance will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Fine Creek Insurance discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when Fine Creek Insurance believes in good faith that disclosure is reasonably necessary to protect the property or rights of Fine Creek Insurance, third parties or the public at large. If you are a registered user of an Fine Creek Insurance website and have supplied your email address, Fine Creek Insurance may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Fine Creek Insurance and our products. We expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Fine Creek Insurance takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Fine Creek Insurance uses cookies to help Fine Creek Insurance identify and track visitors, their usage of Fine Creek Insurance website, and their website access preferences. Fine Creek Insurance visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Fine Creek Insurance’s websites, with the drawback that certain features of Fine Creek Insurance’s websites may not function properly without the aid of cookies.

Although most changes are likely to be minor, Fine Creek Insurance may change its Privacy Policy from time to time, and in Fine Creek Insurance’s sole discretion. Fine Creek Insurance encourages visitors to frequently check this page for any changes to its Privacy Policy.